About Us
Premier America Home Loans
Whether you are a first-time buyer, want to refinance or need to use the equity in your home, Premier America makes getting a great home loan simple and affordable. Apply now and find out if you're approved in minutes.
Fixed Rate Loans
Our wide variety of loan programs offer:
- Competitive rates
- 15, 20, or 30 year terms
- Up to 80% financing
- Conforming* and jumbo loans
Adjustable Rate Mortgage (ARM) Loans
- Fixed lower interest rate for the first 3, 5 or 7 years
- No prepayment penalty
- Lower initial payments, advantageous if you plan to stay in your home for the initial fixed rate period
- Owner-occupied, primary residences
- Loan fully amortizes, with annual rate adjustments and principal and interest payments over the remainder of the 30-year term
Rates and terms are subject to loan policies and may change without notice. Rates and APR subject to credit worthiness, amount of loan, type of property, and loan to value ratio. Availability of loan and maximum loan amounts vary by state. * Greater than 80% financing is available for conforming loans with approved PMI.
