About Us
Open Doors with Premier America Home Loans
Whether you are a first-time buyer, want to refinance or wish to use the equity in your home, Premier America makes getting a great home loan simple and affordable. With our great rates and online tools, it's easy to find a loan that fits your needs. Interested in learning more about Premier America home loan options?
Visit our home loan center at www.mortgage.premier.org:
- Choose the best home loan for you
- Check out our competitive rates and options
- Apply for your loan online
- Learn about purchasing or refinancing your home
- Available for revocable and irrevocable trusts
Premier America has a range of loan options and lines of credit that can meet your needs and budget.
Take a look at the choices available to you. Apply now and find out if you're approved in minutes.
Fixed Rate Loans
Our wide variety of loan programs offer:
- Competitive rates
- 15, 20, 30 or 40 year terms
- Financing up to 95% with approved mortgage insurance
- Conforming and jumbo loans
- Investment property loans
No Cost Jumbo Mortgage1
You need to move or want to buy your dream home but don't have sufficient cash to cover the upfront charge. If you can afford the monthly payments then consider a No-Cost Jumbo Mortgage loan (loans over $417,000). A no closing cost mortgage may be the right loan for you. Compare all the options for home loans to determine which is best for you.
- Competitive rates
- 15, 20, 30 or 40 year terms
- Financing up to 90% with approved mortgage insurance
- Most jumbo loans and some conforming loans qualify for this program.
Adjustable Rate Mortgage (ARM) Loans
Interested in an Adjustable Rate Mortgage (ARM)? An ARM is advantageous if you plan to stay in your home for only the initial fixed rate period. You’ll benefit from a fixed lower interest rate for the initial fixed rate period.
- Limited time offer...3/1 ARM Special at 1.99% APR.
- No prepayment penalty
- Lower initial payments, advantageous if you plan to stay in your home for the initial fixed rate period
| Premier America Real Estate Services |
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When it comes to buying a home, all of us could benefit from a knowledgeable partner who is looking out for our best interests. That's why Premier America offers members its Real Estate Services program. Thinking of buying or selling your home? Premier America is proud to announce our affiliation with a new program to benefit members, "Real Estate Services," which will ensure you have an exceptional experience while saving you thousands of dollars! Program benefits:
Would you like to take the guesswork out of selecting a real estate agent? The program connects you to a dedicated Member Advocate. Your Advocate will look out for your best interests and ensure you get the highest quality services. Your Advocate:
For more information, contact a Member Advocate at (800) 298-0864. |
Get a great rate on your home insurance. Premier America Credit Union offers California members Homeowners Insurance.
Rates and terms are subject to loan policies and may change without notice. Rates and APR subject to credit worthiness, amount of loan, type of property, and loan to value ratio. Availability of loan and maximum loan amounts vary by state.
*Certain restrictions may apply. Not available for real estate transactions in Iowa, Mississippi, New Jersey, Oklahoma, Tennessee, and Wyoming.
1 Certain restrictions may apply. Not available for all states or properties.
Available for new purchases only.
