Other Loans and Lines

Whether you need overdraft protection, access to cash, collateral or want to make a special purchase, Premier America can help. Our selection of personal loans and lines of credit are designed to fit your every need:

Overdraft Line of Credit

• Protection for your Premier America Checking Account
• Credit limits of $1,000-$5,000
• Revolving, open-end overdraft protection
• Low variable rate

Premier Line of Credit

• Convenient access to cash as you need it
• $5,000-$50,000 credit limits
• Cash advance available online or at any branch or ATM location
• Revolving, open-end credit line
• Low variable rate

Personal Loans

• When you need to borrow a fixed amount for a specific purpose
• Unsecured fixed rate loan amounts of $500-$25,000
• No fees, points or prepayment penalties
• 1/4% interest rate reduction for automatic payment with direct deposit
• Low fixed rate

Certificate/Share Loans

• Low interest, term or amortized loans which use funds in your Certificate or share savings account as collateral
• No application fees
• No prepayment penalties
• Low fixed rate