About Us
Loan Protection Plan: Coverage You Can Afford
Premier America's Loan Protection Plan covers up to two borrowers per loan for the same small fee. For just pennies a day, you can purchase the exact amount of protection needed for your Consumer Loan, Home Equity Loan or Credit Card balances.
Transitional Loss of Life, Disability and Involuntary Unemployment
- Provides up to 12 months or $12,000 life and disability protection up to age 70.
- Pays your loan payments for up to three months or until the entire protected balance has been cancelled, but not more than $1,500 per period of involuntary unemployment.*
Transitional Loss of Life and Disability
- Provides up to 12 months or $12,000 life and disability protection up to age 70.*
Loss of Life
- Pays off the protected loan balance, up to $50,000, should you die from a covered illness or injury up to age 70.*
Throw Yourself a Safety Net
The Loan Protection Plan can be added to your Premier America loan, giving you peace of mind and security knowing that in the event of unforeseen circumstances your financial obligations are protected. Other benefits include:
- Collateral and credit rating protection
- Simple eligibility requirements
- Fast, easy enrollment
- Convenient-fee added to your monthly loan payment
- 30-day free look
Your enrollment in the Loan Protection Plan is optional. This Loan Protection Plan is a debt cancellation product available through Premier America Credit Union.
* Please refer to the Loan Protection Plan Contract for additional information on benefit maximums, eligibility and limitations.
