Featured Deposits

as of 7/11/08

APY*
Smart Savings                   5.00%

Gold Star Money Mkt.      3.25%

Advantage Money Mkt.   2.90%

Index Plus Money Mkt.    2.60%


CERTIFICATES
Opening Deposit Term

APY*

$100,000+ 1 Year

3.35%

6 Mths

3.10%

$25,000-$99,999 1 Year

3.30%

6 Mths

3.05%

$10,000-$24,999 1 Year

3.25%

6 Mths

3.00%

$1,000-$9,999 1 Year

3.20%

6 Mths

2.95%

*Annual Percentage Yield
      The Place to Save!  Maximize Your Federal Insurance.


        What's Special!

Jumpstart your savings with 5% APY on $500 - Smart Savings.

Open an EZ Save Certificate  and you can save $1,000 in a year.

Save with no monthly service charge - free Primary Checking!

Auto loans as low as 5.64% APR for purchase of your new driving pleasure.

        Business Services

Purchase your office or retail space with up to 90% financing - SBA 504 commercial real estate loans.






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