Checking Accounts
| Description | Primary Checking | Premier Checking | Platinum Checking | Fresh Start Checking | New Generation Checking | |
| Features: | Our Basic Checking | Pays Dividends | Higher Dividends for High Balances | 2nd Chance Checking | For Ages 13-17 | |
|---|---|---|---|---|---|---|
| Free Debit MasterCard® |
|
Yes | Yes | Yes | Yes | No |
| Free ATM Card |
|
Yes | Yes | Yes | Yes | Yes |
| Non-Premier America or CO-OP ATM fee waiver | No | No | No | Yes, 8 per statement period* |
No | No |
| Free CO-OP ATM Transactions | 28,000+ nationwide CO-OP Network ATMs | Yes | Yes | Yes | Yes | Yes |
| Unlimited Branch Use | Six community branches to serve you | Yes | Yes | Yes | Yes | Yes |
| Free Shared Branching Access |
|
Yes | Yes | Yes | Yes | Yes |
| Free Home Banking |
|
Yes | Yes | Yes | Yes | Yes |
| Free Bill Pay |
|
Yes | Yes | Yes | Yes | Yes |
| Funds Transfer Service |
|
Yes | Yes | Yes | Yes | Yes |
| Automated Telephone Banking Service | Call 800-772-4000 or 818-772-4000, 24 hours a day, 7 days a week, to:
|
Yes | Yes | Yes | Yes | Yes |
| Free Wireless Access | Access Home Banking and Bill Pay services at wireless.premier.org from:
|
Yes | Yes | Yes | Yes | Yes |
| Direct Deposit |
|
Yes | Yes | Yes | Yes | Yes |
| Dividend-Paying Account | No | Yes | Yes | No | No | |
| Overdraft Protection Available | Keep your account in good standing.
|
Yes | Yes | Yes | Yes | Yes |
| Monthly Service Fee | $0 | $5 | $15 | $13 | $0 | |
| Method to Waive or Reduce Monthly Service Fee | N/A | Maintain $1,500 minimum daily balance |
|
Reduce monthly fee to $10 with minimum of $200 monthly direct deposit | ||
| Minimum Deposit to Open | $100 | $100 | $100 | $25 | $25 | |
| Unlimited Check Writing | Yes | Yes | Yes | Yes | Yes | |
* Surcharge imposed by non-Premier America/CO-OP ATM owners or operators will not be waived.






