About Us
Checking Accounts
Start enjoying the benefits and convenience of a Premier America Checking Account today.
Primary Checking, our FREE checking account, can help you achieve your goals. Or, if you maintain a higher monthly balance and you prefer to earn a great dividend rate, Platinum Checking might be the right choice for you.
Compare our checking accounts to determine which one is right for you.
| Primary Checking | Premier Checking | Platinum Checking | Fresh Start Checking | New Generation Checking | |
| FREE Checking |
Pays Dividends |
Higher Dividends for High Balances |
2nd Chance Checking | Ages 13-17 | |
| Mininum Deposit to Open |
$100 | $100 | $100 | $25 | $25 |
| Pays Dividends | No | Yes | Yes | No | No |
| Monthly Service Fee | $0 | $5 | $15 | $13 | $0 |
| Method to Waive or Reduce the Monthly Service Fee | N/A | Maintain $1,500 minimum daily balance |
1. Maintain $10,000 daily balance in Checking Account, 2. Maintain $25,000 daily balance in Savings or Money Market Accounts, or 3. Outstanding first mortgage |
Reduce monthly fee to $10 with minimum of $200 monthly direct deposit | N/A |
| Non-Premier America or CO-OP ATM fee waiver | No | No | Yes, 8 per statement period* |
No | No |
* Surcharge imposed by non-Premier America/CO-OP ATM owners or operators will not be waived.
No matter which checking account you select, you will receive these benefits:
- Smart Savings - You can earn 5.00% Annual Percentage Yield.
- Keep your financial life on track with free Internet Banking and Bill Pay.
- Free and secure eStatements, so you can cut the clutter and get organized.
- Save with Purchase Rewards, a cash back rewards program free for members.
- Access your accounts at more than 28,000 surcharge-free ATMs and 6,800 shared branches.
- Mobile Banking, Mobile Apps and Text Banking for anytime access.
- MyPhotoCard - Freedom to add a custom design to your debit or credit card.
- Change Jar - Save a little every time you swipe your debit card.
All Premier America checking accounts offer unlimited check writing plus these valuable services and features.
Free Debit MasterCard®
- Use signature or PIN to access your account.
- Surcharge free at Premier America ATMs and at 28,000+ nationwide ATMs. Click for ATM locations.
- Make cash withdrawals or point-of-sale purchases at ATM/merchants bearing the following logos MasterCard®, CO-OP Network, Star® (a surcharge may apply; check the ATM/merchant before use).
Automated Telephone Banking
- All you need is your Account Number and PIN when you call 800-772-4000 or 818-772-4000.
- Review account balances, make loan payments, transfer funds, or find out if a specific check has cleared.
Direct Deposit
- Deposit all or part of your payroll directly to your account.
- No need to wait for a check to arrive or stand in line to deposit it.
- Available for Social Security, military, government, and payroll checks.
Overdraft Protection Available
- Keep your account in good standing.
- Revolving, open-end overdraft protection (credit limits $1,000-$5,000).
- Low variable rate.
With more choices, better rates and lower fees, our accounts, credit cards, and loan programs allow you to dream bigger about your financial future. Let's get started!
