FREE Checking with Premier America!
Premier America has a variety of checking accounts designed with your needs in mind. Primary Checking, our FREE checking account, can help you achieve your goals. Or, if you maintain a higher monthly balance and you prefer to earn a great dividend rate, Platinum Checking might be the right choice for you.
Primary Checking - no monthly service charge
Platinum Checking - our highest earning checking account (see rates)
Premier Checking - earns dividends if you keep lower balances
New Generation Checking - for our members age 13-17
Fresh Start Checking - checking accounts for those with past ChexSystems records
No matter which checking account you select, you will receive these benefits:
- Free Internet Banking, Bill Pay, and eStatements all make it easier to keep your financial life on track.
- Access at thousands of shared branches located nationwide.
- Access thousands of surcharge-free ATMs located nationwide.
- Convenience of an ATM card or Debit MasterCard®. Use your card to make deposits, cash withdrawals or account inquiries.
- Mobile Banking, Mobile Apps and Text Banking for anytime access to your accounts.
- MyPhotoCard - Freedom to add a custom design to your debit or credit card.
- Change Jar- Save a little every time you swipe your debit card.
- Enjoy exceptional service, security and value.
- Free Internet Banking with Bill Pay.
- Free eStatements.
- No monthly service charge.
- No minimum balance requirement.
- Unlimited checking writing.
- Minimum to open is $100.
Primary Checking features & benefits PLUS:
- Free services including cashier’s checks,
traveler’s checks, 2 fee-free gift cards*,
free outgoing wire transfer* and standard
check orders.Tiered dividends on balances.
- No fee for up to 8 non-network ATM visits
Click to compare our checking accounts then open your account online. Please contact a branch or call 800-772-4000 if you have any questions. We look forward to hearing from you.
All checking accounts come with a Smart Savings Account.
- Pays 5.00% APY on savings1.
- Also available for members under the age of 18 (with parent or sponsoring adult as joint owner).
Easy access at Premier America branches and shared branches.
Our products and services are always within reach at our full-service branches. Click to find a shared branch.
With more choices, better rates and lower fees, our accounts, credit cards, and loan programs allow you to dream bigger about your financial future. Let’s get started!
* Service fee waived on two Debit MasterCard® gift cards.
** Surcharges imposed by non-Premier/non-CO-OP ATM owners or operators will not be waived.
1) APY = Annual Percentage Yield subject to change without notice. Smart Savings with eStatements and an active checking account (active equals a minimum of 3 monetary transactions per month), Smart Savings account earns 5.00% APY on balances up to $500; account earns Regular Savings APY for balances above $500. Without eStatements and an active checking account, account earns the Regular Savings APY on entire balance. Fees may reduce earnings. Members can sign up for eStatements by logging in to Internet Banking and selecting eStatements.