At Premier America, we make business loans work for you.

With our secured or unsecured financing, we can help make sure your business always has access to cash. Whether you are looking for cash flow management or seasonal working capital, Premier America has lending options to meet your needs. To find out more, call one of our dedicated Business Services Officers:

Business Line of Credit

Our unsecured, revolving line of credit is perfect for when you need to meet operating expenses, buy new equipment, finance inventory, or expand your business. With Premier America's Business Express Line of Credit you get quick access to funds for any business purpose.

Business Working Capital Loans

Is your business ready to grow? Do you need cash to cover? You can get great terms on a new Secured Business Loan. Our experienced Business Service Officers will help you get the funding you need so you can get back to doing what you do best. 
 

Business MasterCard^®

Premier America's Business MasterCard offers great rates and benefits including:

• Credit lines from $5,000 to $35,000
• $250,000 common carrier travel accident insurance
• MasterAssist® Travel Assistance Services
• Master RoadAssist® Roadside Services
• MasterCard Global Service including Lost/Stolen Card Reporting, Emergency Card Replacement
• Satisfaction Guarantee Coverage
• Purchase Assurance Coverage
• Extended Warranty  

Light-Duty Commercial Vehicle Loans

Does your business need a new light-duty vehicle? Premier America offers one of the most competitive loans available, with up to 120% financing and terms up to 66 months.
 

SBA 7(a) Loans

504 SBA Loans

With a low down payment and low fixed rate, enjoy the benefits of business property ownership while conserving your working capital.

An SBA 504 Loan is perfect for businesses looking to buy owner-used commercial property.  Premier America, with the SBA, can provide you with 90% financing and a below market fixed interest rate. 

 
Advantages of owning business property:

• Tax advantages
• More predictable operating costs
• Control over the location of the business
• Potential for long term real estate appreciation

Advantages of SBA 504 Financing:

• As little as 10% down payment
• Below-market fixed interest rate
• Allows business cash flow to finance commercial real estate 
   

Eligibility:

• Owner-occupied California commercial property
• Generally excludes hotels/motels, restaurants, gas stations, car washes and recreational properties, among others.
• Businesses operated for profit

Must be within the size standards set by the SBA  Call today to learn more.  Contact James Ritter at 818-772-4146.

Providing custom commercial real estate loans
If you're in the market for financing on retail, office, apartment or multi-use properties turn to the professionals at Premier America. We offer some of the most attractive fixed-rate and variable-rate options for your California commercial or investment property. Premier America delivers customized solutions for Commercial Real Estate Loans from under $1,000,000 to up to $10 million. For more information contact James Ritter at 818-772-4146. 

• Purchases and Refinances
• Up to $10,000,000: Larger loans may require one or more participant lenders
• LTV: 75% (65% on LT. industrial properties)
• Minimum DSCR: 1.20 - Multifamily / 1.25 - Other Commercial Properties
• Prepayment Penalty: 3 year 3% Declining
• Fixed Interest Rate: Low rates available fixed for 5 or 10 years
• Adjustable Interest Rate: Low adjustable rates
• Amortization: 25 or 30 Years
• Maximum Fixed Term: 10 Years
• Property Types: Office, retail, multi-family and light industrial; no construction loans or second mortgages. California properties only.